By: Kurt Dettmer, Senior Vice President, Insurance Sales & Business Development A question insurance agents often receive is a simple one: “Do I need to have a Workers’ Compensation Policy”? Even if your Michigan business has just one employee, your business is required to carry workers’ compensation insurance. Carrying workers’ compensation insurance protects both you… Continue reading
Keep employees and customers safe this winter
Ice and snow season is here – and it’s time to make sure you’re prepared for the weather. A slip and fall can cause a workers’ compensation claim, or a lawsuit from a customer. Stop an accident before it starts by following these key steps to keep your business safe! 5 Ways to Prevent Slip… Continue reading
When Injury Strikes, Act Quickly
As your workers’ compensation provider, Retailers Insurance Company is committed to helping you get care for your employees while controlling your costs. To do that, we urge you to maintain a safety focused environment and report claims immediately after the accident. Prompt medical care is essential for the workers’ return to health and the workplace… Continue reading
Adopting a pet-friendly workplace policy
During the pandemic, when people worked remotely, pet adoptions skyrocketed. As companies are bringing employees back to the office, many workers want to bring along their furry friends. A growing number of companies are adopting pet-friendly policies. Research shows that pet-friendly workplaces can be happy and playful. But having a pet-friendly office requires a policy that protects… Continue reading
Winter slips, trips, and falls safety tips
Prevention Wear proper foot gear Take smaller steps when walking Walk slowly and never run on icy ground Keep both hands free for balance rather than in your pockets Use handrails from start to finish Avoid carrying loads Keep your eyes on where you are going Test potentially slick areas by tapping your foot on… Continue reading
COVID-19 employee screening made simple
By TOM CLEMENT, MRA General Counsel Throughout the COVID-19 pandemic, retail has shown that it is equally focused on customer and employee health and business success and has proven that both can be achieved simultaneously. Retailers have demonstrated, and the data proves, that they can follow the rules and keep business safe and open. In a… Continue reading
Retailers often targets in active shooter tragedies
MIOSHA funding free sessions for training employees to respond in violent situations Would you be surprised to know retail venues are the second most likely scene of an active shooter tragedy after a school campus? There were 34 of these deadly events, between 2000-2016, according to statistics gathered by the FBI and Advanced Law Enforcement… Continue reading
Planning for a disaster: A crucial exercise
Have you reviewed your business disaster plan lately? If not, it’s a good exercise to go through with your designated disaster response team, and even consider drills with your employees. OSHA requires nearly all employers with at least 11 employees to have a written, comprehensive emergency action plan. Employers with 10 or fewer employees are… Continue reading
A tornado is near your business – what to do?
We’re heading into tornado season, which means employees need to be prepared on the protocols in case one hits near your business. Already, a serious tornado damaged 70 buildings in March in the Vernon area, in mid-Michigan. So it’s not too early to start emergency preparedness in the event one hits near you. Seeking shelter… Continue reading