LANSING – Retailers Mutual Insurance Company has added a nationally recognized sales and marketing professional to its growth-oriented team.

President and CEO James P. Hallan announced the hiring of Teresa Breed as Director, Insurance Sales.

“We’re excited about Teresa letting us talk her into joining Retailers Mutual and about the team we have built to accelerate our company’s growth,” Hallan said. “Her state and national awards are testament to her achievements and professionalism.”

Breed joins Tom Tuggle, Senior Vice President Insurance Sales and Membership, and Kurt Dettmer, recently hired Senior Vice President Insurance Sales and Business Development, in working directly with Independent Agents.

She comes to Retailers Mutual from Fremont Insurance, where she was Marketing Manager. She previously was Senior Marketing Representative for Titan Insurance Company and an Independent Agency manager.

This year Breed was the Michigan Association of Professional Insurance Agents (MIPIA) nominee for national sales rep of the year award. In 2005 she received the national sales rep award for the Nationwide Insurance Companies, and in 2002 received the Michigan Insurance Agents (MIA) Young Agents Council Master Award.

Breed is a licensed Agent, and she and her husband are Cheboygan residents.

Retailers Mutual Insurance Company was established in 2006 by the conversion of Michigan Retailers Association’s Retailers Fund workers’ compensation program. The mutual company provides workers’ compensation and dental insurance to Michigan businesses of all types.

Note: A high-resolution photo of Teresa Breed is available from Laura Schilling at or 800.366.3699 ext. 313.