Financial Strength

Retailers Insurance Company is reviewed each quarter by Demotech, a national financial analysis firm that provides financial stability ratings for property and casualty insurers.

Demotech unsurpassed rating

In 2018, Demotech upgraded Retailers Insurance to an “A Prime – Unsurpassed.”  We’re proud to say that we’ve been awarded “A” ratings every year since our founding in 2006.

To further protect policyholders and claimants, significant injuries are financially backed by reinsurers with A.M. Best ratings of A or higher. Policyholders can be assured their injured employees will be cared for by Retailers Insurance Company.

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As an independent financial analysis firm, Demotech has a proven track record of predicting financial stability in the insurance industry. Demotech Financial Stability Ratings® (FSR) of A or better are as effective as any other ratings in identifying sound carriers capable of addressing the needs of policyholders and claimants.

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