Seasonally high temperatures pose serious risks to workers, especially in physically demanding or outdoor environments. Without proper precautions and necessary breaks, heat-related illnesses can develop quickly and become dangerous. Understanding the warning signs and how to respond can protect workers and prevent emergencies. Heat Stroke Heat stroke is the most severe heat-related illness and is… Continue reading
By Kurt Dettmer, Senior Vice President, Insurance Sales and Business Development A Return-to-Work (RTW) Program is one of the most powerful cost-control and employee-retention tools available in workers’ compensation management. According to national data referenced in the Return-to-Work Program Guide : When an employee is off work for six months, only 50% return to the… Continue reading
Injuries affecting vision, hearing, or facial structure often lead to some of the most costly workers’ compensation claims, extended recovery times, and could possibly lead to permanent damage. With proper prevention measures, many of these injuries can be avoided and can reduce operational disruptions. Eye Protection: Preventing Vision Loss Eye injuries are among the most… Continue reading
It’s a busy time of year for us all. To ensure a safe end to 2025 and a safer start to 2026, it’s time for a brief check-in on equipment and procedure. Although slips and fall fatalities dropped by 19% from the 2023 fiscal year to 2024 fiscal year, they still remain a large part… Continue reading
How to remain alert and prevent cybersecurity breaches as a retailer The bad actors are getting better at stealing information and duping unaware individuals. National Cybersecurity Awareness Month brings attention to the importance of cybersecurity, encouraging employers and employees to take proactive steps to protect themselves online, while also promoting a culture of cybersecurity in… Continue reading
By Kurt M. Dettmer Senior Vice President, Business Development Running a business means taking care of your people as much as your bottom line. One key area where both intersect is workers’ compensation. How you handle claims and safety in the workplace can directly impact your costs, compliance, and employee well- being. This guide highlights… Continue reading
For businesses with large fleets or multiple drivers on the road daily, maintaining a strong safety program is essential. This not only helps increase employee wellbeing, but also keeps costly workers’ compensation risks in check. Here are 10 key safety components to implement: Thoroughly Screen Drivers Start with a solid foundation. Perform background checks, review… Continue reading
By Kurt Dettmer RIC Senior Vice President, Business Development Artificial Intelligence (AI) is rapidly transforming industries by offering innovative solutions to long-standing challenges, and workplace safety is no exception. By leveraging AI, businesses can design and implement more effective safety programs that proactively mitigate risks, ensure compliance, and protect employees. Here’s how organizations can harness… Continue reading
Retailers Insurance Company is a Michigan-based insurance carrier located in Lansing that provides workers’ compensation, dental, and chargeback insurance through a network of independent agents. Retailers Insurance Company seeks an Operations Assistant to primarily support its workers’ compensation program. The ideal candidate will be detail-oriented, collaborative, and capable of managing both administrative and accounting support… Continue reading
Exposure to bloodborne pathogens through needlesticks and other “sharps”-related injuries is a serious concern, especially for retailers handling waste, first aid, or public restrooms. “Sharps” are defined as a device with a sharp point or edge that can penetrate the skin, i.e. needles, scalpels, knives, glass, wires, etc. Bloodborne pathogens, such as hepatitis B (HBV),… Continue reading