By: Kurt Dettmer, Senior Vice President, Insurance Sales & Business Development A question insurance agents often receive is a simple one: “Do I need to have a Workers’ Compensation Policy”? Even if your Michigan business has just one employee, your business is required to carry workers’ compensation insurance. Carrying workers’ compensation insurance protects both you… Continue reading
News and Information
Keep employees and customers safe this winter
Ice and snow season is here – and it’s time to make sure you’re prepared for the weather. A slip and fall can cause a workers’ compensation claim, or a lawsuit from a customer. Stop an accident before it starts by following these key steps to keep your business safe! 5 Ways to Prevent Slip… Continue reading
When Injury Strikes, Act Quickly
As your workers’ compensation provider, Retailers Insurance Company is committed to helping you get care for your employees while controlling your costs. To do that, we urge you to maintain a safety focused environment and report claims immediately after the accident. Prompt medical care is essential for the workers’ return to health and the workplace… Continue reading
Adopting a pet-friendly workplace policy
During the pandemic, when people worked remotely, pet adoptions skyrocketed. As companies are bringing employees back to the office, many workers want to bring along their furry friends. A growing number of companies are adopting pet-friendly policies. Research shows that pet-friendly workplaces can be happy and playful. But having a pet-friendly office requires a policy that protects… Continue reading
Winter slips, trips, and falls safety tips
Prevention Wear proper foot gear Take smaller steps when walking Walk slowly and never run on icy ground Keep both hands free for balance rather than in your pockets Use handrails from start to finish Avoid carrying loads Keep your eyes on where you are going Test potentially slick areas by tapping your foot on… Continue reading
COVID-19 employee screening made simple
By TOM CLEMENT, MRA General Counsel Throughout the COVID-19 pandemic, retail has shown that it is equally focused on customer and employee health and business success and has proven that both can be achieved simultaneously. Retailers have demonstrated, and the data proves, that they can follow the rules and keep business safe and open. In a… Continue reading
Tips to defuse tense confrontations with customers
Most retailers by now have experienced instances of a customer showing disrespect for face mask rules or some other guideline the store has set to comply with Governor Whitmer’s orders or protect their staff members. Michigan Retailers Association has held six webinars on dealing with difficult customers and two on active violence in the workplace,… Continue reading
Take the flammable warning seriously on hand sanitizer
The Mechanical Contractors Association of America put out a safety memo in May warning workers that liquid alcohol-based hand sanitizers can be flammable. Since the hand sanitizers – most of which contain isopropyl alcohol – are being used more than ever to help prevent the transmission of COVID-19, the association wanted to make their members… Continue reading
Is your parking lot safe for customers and your staff?
By Retailers Insurance Company If your parking lot is putting customers at risk, then you’re also putting your staff at risk. Parking areas can pose several dangers – a place for slip and falls, or for thieves to pray on shoppers or break into vehicles. In fact, FBI data shows that 4.1% of all crimes… Continue reading
3 ways to keep the holidays safe in your workplace
Many employees love to decorate the workplace for the holidays and participate in a company gathering. As an employer, you may want to encourage some holiday frivolity, holding ugly sweater contests and contributing the turkey for the employee potluck. But you also need to be aware of three areas of concern during the holidays. DECORATING… Continue reading