It’s a busy time of year for us all. To ensure a safe end to 2025 and a safer start to 2026, it’s time for a brief check-in on equipment and procedure. Although slips and fall fatalities dropped by 19% from the 2023 fiscal year to 2024 fiscal year, they still remain a large part… Continue reading
How to remain alert and prevent cybersecurity breaches as a retailer The bad actors are getting better at stealing information and duping unaware individuals. National Cybersecurity Awareness Month brings attention to the importance of cybersecurity, encouraging employers and employees to take proactive steps to protect themselves online, while also promoting a culture of cybersecurity in… Continue reading
By Kurt M. Dettmer Senior Vice President, Business Development Running a business means taking care of your people as much as your bottom line. One key area where both intersect is workers’ compensation. How you handle claims and safety in the workplace can directly impact your costs, compliance, and employee well- being. This guide highlights… Continue reading
For businesses with large fleets or multiple drivers on the road daily, maintaining a strong safety program is essential. This not only helps increase employee wellbeing, but also keeps costly workers’ compensation risks in check. Here are 10 key safety components to implement: Thoroughly Screen Drivers Start with a solid foundation. Perform background checks, review… Continue reading
By Kurt Dettmer RIC Senior Vice President, Business Development Artificial Intelligence (AI) is rapidly transforming industries by offering innovative solutions to long-standing challenges, and workplace safety is no exception. By leveraging AI, businesses can design and implement more effective safety programs that proactively mitigate risks, ensure compliance, and protect employees. Here’s how organizations can harness… Continue reading
Retailers Insurance Company is a Michigan-based insurance carrier located in Lansing that provides workers’ compensation, dental, and chargeback insurance through a network of independent agents. Retailers Insurance Company seeks an Operations Assistant to primarily support its workers’ compensation program. The ideal candidate will be detail-oriented, collaborative, and capable of managing both administrative and accounting support… Continue reading
Exposure to bloodborne pathogens through needlesticks and other “sharps”-related injuries is a serious concern, especially for retailers handling waste, first aid, or public restrooms. “Sharps” are defined as a device with a sharp point or edge that can penetrate the skin, i.e. needles, scalpels, knives, glass, wires, etc. Bloodborne pathogens, such as hepatitis B (HBV),… Continue reading
According to Travelers Companies, Inc.’s 2024 Injury Impact Report, 29% of workers’ compensation claims are due to overexertion. This type of claim can happen by pushing, pulling, lifting, or carrying heavy objects. If your employees do these activities consistently in their workday, provide them with adequate training and strategies to avoid costly workers’ compensation claims.… Continue reading
Unpredictable weather, especially snow, wintery mix and sleet, can quickly disrupt operations, put your employees in danger, and negatively impact your business financially. An inclement weather policy ensures your business is prepared and proactive, thus, safeguarding both your team and your bottom line. An inclement weather policy outlines clear procedures for extreme weather events such… Continue reading
At the Annual Meeting held in late August, the Michigan Retailers Association, Michigan Retailers Services and Retailers Insurance Company entities held Board of Directors elections. Andrew Gemmen has been named RIC Board Vice Chair. Gemmen is president and co-owner of Gemmen’s Ace Hardware in Hudsonville. The business was founded by his grandfather, Al Gemmen, in… Continue reading