Leaves fall on an autumn day

Maintain your safety box with Retailers Insurance Company

Remove Leaves

Wet leaves on a hard surface can become a dangerous Slip N’ Slide®, leading to costly workers’ compensation claims. Be proactive and clean leaves before they build-up.

Clean Your Gutters

Speaking of leaves, falling debris can fall onto roofs and find itself in your gutters. Take a moment to inspect our gutters and clear any obstructed paths. Clogged waterways can lead to water pooling in the wrong areas, and can even cause ice jams in the colder months.

It’s Getting Darker

It’s likely getting dark outside during your store hours. Make sure to provide ample lighting near your entrance(s) and parking lot(s). It will add to your employees’ and customers’ peace of mind as they head home. Providing ample lighting should decrease the likelihood of a slip and fall, but to be sure: salt, salt, salt!

With longer hours of darkness, workers that are outside on the job should wear proper clothing: reflective gear, and layers. Stay warm and stay safe!

Car Safety

Check your tire pressure often. When the temperatures drop during the colder fall and winter nights, tire pressure typically decreases. For accurate psi levels in your vehicle’s tires, ask your local dealership or nearby repair shop.

Your tires are the connection between you and the road – make sure the tread is good going into winter. The penny test is a good way to figure it out without fancy tools. Place your penny into a tread groove upside down. In other words, your penny should be going into the tread headfirst. If you can see the top of Abe’s head over the tread, your tread is shallow. Repeat the penny test in several grooves of your tires. If you can always see the top of his head, your tire is worn and it’s time for a replacement. 

Maintain at least a quarter tank . When it’s cold, it may take a few moments to fire up your engine if you’re running on empty. It’s also smart to keep an emergency stash in your vehicle, such as blankets, batteries, flashlights, hats, gloves, and more, in the event you become stranded in a ditch.